Loan-to-value (LTV) calculator

Loan-to-value is the size of your mortgage as a percentage of the property's value. Lenders price mortgages in LTV bands: a lower LTV usually unlocks better rates.

Property price / valuation

Deposit or equity

Loan required

£255,000

Loan-to-value

85.0%

Standard band

Rate band

85% LTV

Rates slightly higher than 80%

Guide only. A guide only. Lender LTV bands and pricing vary and change. A qualified mortgage broker or adviser can find the best products available for your LTV and circumstances.

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