Mortgage overpayment calculator

Even small monthly overpayments can shorten your mortgage and cut the total interest you pay. See what a regular overpayment could do for you.

Interest saved

£36,753

Years saved

5.7 yrs

How much sooner you'd be mortgage-free

New term

19.3 yrs

With the extra payments

Guide only. A guide only. Most lenders let you overpay up to 10% of the outstanding balance each year without early-repayment charges, but this varies by product. Always check your mortgage terms before overpaying.

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