The Buckinghamshire Mortgage Co Ltd
High Wycombe
Mortgage advice covering later life / equity release, commercial, help to buy and 2 more. The Buckinghamshire Mortgage Co Ltd has not recorded a fee structure.
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About The Buckinghamshire Mortgage Co Ltd
The Buckinghamshire Mortgage Co Ltd is a UK mortgage broker based in High Wycombe. Its website describes mortgage advice for residential mortgages, first-time buyers, later life lending, commercial finance. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
The Buckinghamshire Mortgage Co Ltd records 5 areas of advice from its base in High Wycombe: later life / equity release, commercial, help to buy, first-time buyers and residential.
Advising on both mainstream residential and later-life lending means the firm can compare a retirement interest-only mortgage against equity release rather than defaulting to one of them.
Later Life / Equity Release
Later-life lending and equity release are separately regulated and have long-term consequences: interest can roll up against the value of your home, and it changes what is left in your estate. Advisers need a specific qualification to recommend it.
Read the later life / equity release guideCommercial
Commercial mortgages are underwritten case by case rather than from a rate table. Lenders look at the trading business behind the purchase, the property type and your experience, and terms are negotiated rather than advertised.
Help to Buy
Help to Buy cases now mostly mean people who already hold an equity loan and need to remortgage, staircase out of it, or sell. The equity loan has to be repaid at the property's current value, not what you borrowed.
Read the help to buy guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see. Help to Buy is listed too, which matters if you are buying from someone still holding an equity loan.
Read the first-time buyers guideResidential
Standard residential advice covers buying, moving and remortgaging on your own home — the bulk of UK mortgage lending, and the area where switching deal at the right moment usually saves the most. Sitting next to later-life lending, it means the same firm can weigh a standard remortgage against a retirement product.
Read the residential guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Commercial cases are frequently priced separately from residential ones, so confirm which applies to you.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask The Buckinghamshire Mortgage Co Ltd
Tailored to this listing.
- 1How many lenders can you recommend from — the whole market, a limited panel, or a single lender?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3What qualification does the adviser hold for equity release, and how would rolled-up interest affect what I can leave to my family?
- 4What deposit, trading history and security will a commercial lender want from me, and how long does a decision usually take?
- 5What are my options for the equity loan — repay it, remortgage around it, or leave it in place — and what does each cost?
- 6What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 7Do you see clients at your High Wycombe office, or is this handled by phone and video?
Getting in touch with The Buckinghamshire Mortgage Co Ltd
The Buckinghamshire Mortgage Co Ltd lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does The Buckinghamshire Mortgage Co Ltd charge for mortgage advice?
Not recorded on this listing — ask The Buckinghamshire Mortgage Co Ltd directly, as it must tell you before you commit. Commercial cases are frequently priced separately from residential ones, so confirm which applies to you.
What types of mortgage does The Buckinghamshire Mortgage Co Ltd handle?
The Buckinghamshire Mortgage Co Ltd records later life / equity release, commercial, help to buy, first-time buyers and residential, working from High Wycombe. Ask anyway if your case sits outside that list.
Does The Buckinghamshire Mortgage Co Ltd advise on equity release and later-life lending?
The Buckinghamshire Mortgage Co Ltd lists later life and equity release among its areas. This is separately regulated advice and an adviser needs a specific qualification to give it, so ask which one they hold. Ask too about the alternatives — a retirement interest-only mortgage or downsizing may cost your estate far less than a lifetime mortgage.
Does The Buckinghamshire Mortgage Co Ltd only cover High Wycombe?
The Buckinghamshire Mortgage Co Ltd is listed in High Wycombe, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.