Mortgage Source
Portsmouth
Mortgage advice covering self-employed, later life / equity release, first-time buyers. Mortgage Source has not recorded a fee structure.
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About Mortgage Source
Mortgage Source is a UK mortgage broker based in Portsmouth. Its website describes mortgage advice for first-time buyers, self-employed borrowers, later life lending. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Mortgage Source works across self-employed, later life / equity release and first-time buyers from Portsmouth — a focused listing led by self-employed work.
Self-Employed
Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.
Read the self-employed guideLater Life / Equity Release
Later-life lending and equity release are separately regulated and have long-term consequences: interest can roll up against the value of your home, and it changes what is left in your estate. Advisers need a specific qualification to recommend it.
Read the later life / equity release guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see.
Read the first-time buyers guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Mortgage Source
Tailored to this listing.
- 1How many lenders can you recommend from — the whole market, a limited panel, or a single lender?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
- 4What qualification does the adviser hold for equity release, and how would rolled-up interest affect what I can leave to my family?
- 5What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 6Do you see clients at your Portsmouth office, or is this handled by phone and video?
Getting in touch with Mortgage Source
Mortgage Source lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does Mortgage Source charge for mortgage advice?
Not recorded on this listing — ask Mortgage Source directly, as it must tell you before you commit. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
What types of mortgage does Mortgage Source handle?
Mortgage Source records self-employed, later life / equity release and first-time buyers, working from Portsmouth. Ask anyway if your case sits outside that list.
Does Mortgage Source work with self-employed borrowers?
Yes — self-employed lending is one of the areas Mortgage Source lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.
Does Mortgage Source only cover Portsmouth?
Mortgage Source is listed in Portsmouth, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Portsmouth on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.