Mortgage Medics
Brighton
Mortgage advice covering later life / equity release, first-time buyers, residential. Mortgage Medics is listed as fee-free.
Main contact
About Mortgage Medics
Mortgage Medics is a UK mortgage broker based in Brighton. Its website describes mortgage advice for residential mortgages, first-time buyers, later life lending. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Mortgage Medics works across later life / equity release, first-time buyers and residential from Brighton — a focused listing led by later life / equity release work.
Advising on both mainstream residential and later-life lending means the firm can compare a retirement interest-only mortgage against equity release rather than defaulting to one of them.
Later Life / Equity Release
Later-life lending and equity release are separately regulated and have long-term consequences: interest can roll up against the value of your home, and it changes what is left in your estate. Advisers need a specific qualification to recommend it.
Read the later life / equity release guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see. On a fee-free listing that removes one up-front cost at the stage you have least spare money.
Read the first-time buyers guideResidential
Standard residential advice covers buying, moving and remortgaging on your own home — the bulk of UK mortgage lending, and the area where switching deal at the right moment usually saves the most. Sitting next to later-life lending, it means the same firm can weigh a standard remortgage against a retirement product.
Read the residential guideFees: what this means for you
Fee-free to you
Fee-free means the lender pays this firm a procuration fee on completion, so the advice costs you nothing directly. You still pay any lender product fee, valuation and legal costs. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
Verify before you share anything.
We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Mortgage Medics
Tailored to this listing.
- 1How many lenders can you recommend from — the whole market, a limited panel, or a single lender?
- 2You are listed as fee-free — does that hold for a case like mine, and what will the lender be paying you?
- 3What qualification does the adviser hold for equity release, and how would rolled-up interest affect what I can leave to my family?
- 4What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 5Based on my income and commitments, what is the realistic maximum here, and when should I be starting the next remortgage?
- 6Do you see clients at your Brighton office, or is this handled by phone and video?
Getting in touch with Mortgage Medics
Mortgage Medics lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
Reviews
No reviews for Mortgage Medics yet.
Have you used Mortgage Medics?
What you needed. How it went. What it cost.
Frequently asked questions
What does Mortgage Medics charge for mortgage advice?
Mortgage Medics is listed on MortgageMatch as fee-free, meaning the broker is paid commission by the lender rather than charging you for advice. You would still pay any lender product fee, valuation and legal costs. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
What types of mortgage does Mortgage Medics handle?
Mortgage Medics records later life / equity release, first-time buyers and residential, working from Brighton. Ask anyway if your case sits outside that list.
Does Mortgage Medics advise on equity release and later-life lending?
Mortgage Medics lists later life and equity release among its areas. This is separately regulated advice and an adviser needs a specific qualification to give it, so ask which one they hold. Ask too about the alternatives — a retirement interest-only mortgage or downsizing may cost your estate far less than a lifetime mortgage.
Does Mortgage Medics only cover Brighton?
Mortgage Medics is listed in Brighton, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Brighton on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.