TED Mortgages
Swindon
Mortgage advice covering self-employed, first-time buyers. TED Mortgages is listed as fee-free.
Main contact
About TED Mortgages
TED Mortgages is a UK mortgage broker based in Swindon. Its website describes mortgage advice for first-time buyers, self-employed borrowers. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
TED Mortgages works across self-employed and first-time buyers from Swindon — a focused listing led by self-employed work.
Self-Employed
Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.
Read the self-employed guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see. On a fee-free listing that removes one up-front cost at the stage you have least spare money.
Read the first-time buyers guideFees: what this means for you
Fee-free to you
Fee-free means the lender pays this firm a procuration fee on completion, so the advice costs you nothing directly. You still pay any lender product fee, valuation and legal costs.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask TED Mortgages
Tailored to this listing.
- 1You list self-employed and first-time buyers — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2You are listed as fee-free — does that hold for a case like mine, and what will the lender be paying you?
- 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
- 4What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 5Do you see clients at your Swindon office, or is this handled by phone and video?
Getting in touch with TED Mortgages
TED Mortgages lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does TED Mortgages charge for mortgage advice?
TED Mortgages is listed on MortgageMatch as fee-free, meaning the broker is paid commission by the lender rather than charging you for advice. You would still pay any lender product fee, valuation and legal costs.
What types of mortgage does TED Mortgages handle?
TED Mortgages records self-employed and first-time buyers, working from Swindon. Ask anyway if your case sits outside that list.
Does TED Mortgages work with self-employed borrowers?
Yes — self-employed lending is one of the areas TED Mortgages lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.
Does TED Mortgages only cover Swindon?
TED Mortgages is listed in Swindon, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Swindon on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.