Pure Mortgage & Financial Planning LLP
Southampton
Mortgage advice covering buy-to-let, residential. Pure Mortgage & Financial Planning LLP has not recorded a fee structure.
Main contact
About Pure Mortgage & Financial Planning LLP
Pure Mortgage & Financial Planning LLP is a UK mortgage broker based in Southampton. Its website describes mortgage advice for residential mortgages, buy-to-let. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Pure Mortgage & Financial Planning LLP works across buy-to-let and residential from Southampton — a focused listing led by buy-to-let work.
Buy-to-Let
Buy-to-let borrowing is capped by a rental stress test rather than by your salary, and the sums differ sharply between personal ownership and a limited company. Portfolio landlords with four or more mortgaged properties face extra underwriting.
Read the buy-to-let guideResidential
Standard residential advice covers buying, moving and remortgaging on your own home — the bulk of UK mortgage lending, and the area where switching deal at the right moment usually saves the most. This firm keeps landlord lending separate, so be clear which of the two you need when you call.
Read the residential guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Pure Mortgage & Financial Planning LLP
Tailored to this listing.
- 1You list buy-to-let and residential — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How does the rental stress test change what I can borrow, and would buying through a limited company work out better for me after tax?
- 4Based on my income and commitments, what is the realistic maximum here, and when should I be starting the next remortgage?
- 5Do you see clients at your Southampton office, or is this handled by phone and video?
Getting in touch with Pure Mortgage & Financial Planning LLP
Pure Mortgage & Financial Planning LLP lists a phone number alongside its own website, so you can either call or start with an online enquiry.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does Pure Mortgage & Financial Planning LLP charge for mortgage advice?
Not recorded on this listing — ask Pure Mortgage & Financial Planning LLP directly, as it must tell you before you commit. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
What types of mortgage does Pure Mortgage & Financial Planning LLP handle?
Pure Mortgage & Financial Planning LLP records buy-to-let and residential, working from Southampton. Ask anyway if your case sits outside that list.
Does Pure Mortgage & Financial Planning LLP arrange buy-to-let mortgages?
Yes — buy-to-let is one of the areas Pure Mortgage & Financial Planning LLP lists. How much you can borrow is set mainly by the rent the property will achieve against a lender's stress rate, not by your income. Ask about limited-company lending too, since the tax treatment differs and the rates usually do as well.
Does Pure Mortgage & Financial Planning LLP only cover Southampton?
Pure Mortgage & Financial Planning LLP is listed in Southampton, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Southampton on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.