Mortgage Maker
Sutton Coldfield
Mortgage advice covering buy-to-let, residential. Mortgage Maker is listed as fee-free.
Main contact
About Mortgage Maker
Mortgage Maker is a UK mortgage broker based in Sutton Coldfield. Its website describes mortgage advice for residential mortgages, buy-to-let. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Mortgage Maker works across buy-to-let and residential from Sutton Coldfield — a focused listing led by buy-to-let work.
Buy-to-Let
Buy-to-let borrowing is capped by a rental stress test rather than by your salary, and the sums differ sharply between personal ownership and a limited company. Portfolio landlords with four or more mortgaged properties face extra underwriting.
Read the buy-to-let guideResidential
Standard residential advice covers buying, moving and remortgaging on your own home — the bulk of UK mortgage lending, and the area where switching deal at the right moment usually saves the most. This firm keeps landlord lending separate, so be clear which of the two you need when you call.
Read the residential guideFees: what this means for you
Fee-free to you
Fee-free means the lender pays this firm a procuration fee on completion, so the advice costs you nothing directly. You still pay any lender product fee, valuation and legal costs. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Mortgage Maker
Tailored to this listing.
- 1You list buy-to-let and residential — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2You are listed as fee-free — does that hold for a case like mine, and what will the lender be paying you?
- 3How does the rental stress test change what I can borrow, and would buying through a limited company work out better for me after tax?
- 4Based on my income and commitments, what is the realistic maximum here, and when should I be starting the next remortgage?
- 5Do you see clients at your Sutton Coldfield office, or is this handled by phone and video?
Getting in touch with Mortgage Maker
Mortgage Maker lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does Mortgage Maker charge for mortgage advice?
Mortgage Maker is listed on MortgageMatch as fee-free, meaning the broker is paid commission by the lender rather than charging you for advice. You would still pay any lender product fee, valuation and legal costs. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
What types of mortgage does Mortgage Maker handle?
Mortgage Maker records buy-to-let and residential, working from Sutton Coldfield. Ask anyway if your case sits outside that list.
Does Mortgage Maker arrange buy-to-let mortgages?
Yes — buy-to-let is one of the areas Mortgage Maker lists. How much you can borrow is set mainly by the rent the property will achieve against a lender's stress rate, not by your income. Ask about limited-company lending too, since the tax treatment differs and the rates usually do as well.
Does Mortgage Maker only cover Sutton Coldfield?
Mortgage Maker is listed in Sutton Coldfield, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.