Mortgage Desk
Aylesbury
Mortgage advice covering self-employed, commercial. Mortgage Desk has not recorded a fee structure.
Main contact
About Mortgage Desk
Mortgage Desk is a UK mortgage broker based in Aylesbury. Its website describes mortgage advice for self-employed borrowers, commercial finance. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Mortgage Desk works across self-employed and commercial from Aylesbury — a focused listing led by self-employed work.
Self-Employed
Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.
Read the self-employed guideCommercial
Commercial mortgages are underwritten case by case rather than from a rate table. Lenders look at the trading business behind the purchase, the property type and your experience, and terms are negotiated rather than advertised.
Fees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Commercial cases are frequently priced separately from residential ones, so confirm which applies to you.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
Verify before you share anything.
We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Mortgage Desk
Tailored to this listing.
- 1You list self-employed and commercial — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
- 4What deposit, trading history and security will a commercial lender want from me, and how long does a decision usually take?
- 5Do you see clients at your Aylesbury office, or is this handled by phone and video?
Getting in touch with Mortgage Desk
Mortgage Desk lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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What you needed. How it went. What it cost.
Frequently asked questions
What does Mortgage Desk charge for mortgage advice?
Not recorded on this listing — ask Mortgage Desk directly, as it must tell you before you commit. Commercial cases are frequently priced separately from residential ones, so confirm which applies to you.
What types of mortgage does Mortgage Desk handle?
Mortgage Desk records self-employed and commercial, working from Aylesbury. Ask anyway if your case sits outside that list.
Does Mortgage Desk work with self-employed borrowers?
Yes — self-employed lending is one of the areas Mortgage Desk lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.
Does Mortgage Desk only cover Aylesbury?
Mortgage Desk is listed in Aylesbury, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.