Forge Financial Solutions Ltd
Scunthorpe
Mortgage advice covering self-employed, buy-to-let, first-time buyers. Forge Financial Solutions Ltd has not recorded a fee structure.
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About Forge Financial Solutions Ltd
Forge Financial Solutions Ltd is a UK mortgage broker based in Scunthorpe. Its website describes mortgage advice for buy-to-let, first-time buyers, self-employed borrowers. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Forge Financial Solutions Ltd works across self-employed, buy-to-let and first-time buyers from Scunthorpe — a focused listing led by self-employed work.
Self-employed and buy-to-let together suit business owners buying property, where income evidence and rental stress testing both have to line up.
Self-Employed
Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.
Read the self-employed guideBuy-to-Let
Buy-to-let borrowing is capped by a rental stress test rather than by your salary, and the sums differ sharply between personal ownership and a limited company. Portfolio landlords with four or more mortgaged properties face extra underwriting. With self-employed lending also covered, business-owner landlords should find both halves of the case understood.
Read the buy-to-let guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see.
Read the first-time buyers guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Forge Financial Solutions Ltd
Tailored to this listing.
- 1How many lenders can you recommend from — the whole market, a limited panel, or a single lender?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
- 4How does the rental stress test change what I can borrow, and would buying through a limited company work out better for me after tax?
- 5What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 6Do you see clients at your Scunthorpe office, or is this handled by phone and video?
Getting in touch with Forge Financial Solutions Ltd
Forge Financial Solutions Ltd lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does Forge Financial Solutions Ltd charge for mortgage advice?
Not recorded on this listing — ask Forge Financial Solutions Ltd directly, as it must tell you before you commit. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
What types of mortgage does Forge Financial Solutions Ltd handle?
Forge Financial Solutions Ltd records self-employed, buy-to-let and first-time buyers, working from Scunthorpe. Ask anyway if your case sits outside that list.
Does Forge Financial Solutions Ltd work with self-employed borrowers?
Yes — self-employed lending is one of the areas Forge Financial Solutions Ltd lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.
Does Forge Financial Solutions Ltd only cover Scunthorpe?
Forge Financial Solutions Ltd is listed in Scunthorpe, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.