Dales Independent Financial Advisers - Nottingham
Nottingham
Mortgage advice covering later life / equity release. Dales Independent Financial Advisers charges a broker fee.
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About Dales Independent Financial Advisers
Dales Independent Financial Advisers - Nottingham is a UK mortgage broker based in Nottingham. Its website describes mortgage advice for later life lending. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Dales Independent Financial Advisers records one area of mortgage advice on MortgageMatch: later life / equity release. The firm is listed in Nottingham.
A single recorded area does not necessarily mean a narrow practice — it may just be what the firm chose to list. Ask what else Dales Independent Financial Advisers handles.
Later Life / Equity Release
Later-life lending and equity release are separately regulated and have long-term consequences: interest can roll up against the value of your home, and it changes what is left in your estate. Advisers need a specific qualification to recommend it.
Read the later life / equity release guideFees: what this means for you
Charges a broker fee
You pay this firm for its advice on top of the lender's product fee, valuation and legal costs. Ask for the amount, the point at which it becomes payable and whether it is refundable if the case falls through — firms must disclose this before you commit. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Dales Independent Financial Advisers
Tailored to this listing.
- 1You list later life / equity release — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2What is your fee, when is it payable, and do I get it back if the application does not complete?
- 3What qualification does the adviser hold for equity release, and how would rolled-up interest affect what I can leave to my family?
- 4Do you see clients at your Nottingham office, or is this handled by phone and video?
Getting in touch with Dales Independent Financial Advisers
Dales Independent Financial Advisers lists a phone number alongside its own website, so you can either call or start with an online enquiry.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
Does Dales Independent Financial Advisers charge a fee for mortgage advice?
Yes. Dales Independent Financial Advisers is listed as fee-charging, so you pay the firm for its advice in addition to lender and legal costs. Ask for the exact amount, when it becomes payable and whether you get it back if the application does not complete. Equity release is usually charged separately from mainstream lending, so ask about it specifically.
What types of mortgage does Dales Independent Financial Advisers handle?
Dales Independent Financial Advisers - Nottingham records later life / equity release, working from Nottingham. Ask anyway if your case sits outside that list.
Does Dales Independent Financial Advisers advise on equity release and later-life lending?
Dales Independent Financial Advisers lists later life and equity release among its areas. This is separately regulated advice and an adviser needs a specific qualification to give it, so ask which one they hold. Ask too about the alternatives — a retirement interest-only mortgage or downsizing may cost your estate far less than a lifetime mortgage.
Does Dales Independent Financial Advisers only cover Nottingham?
Dales Independent Financial Advisers - Nottingham is listed in Nottingham, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Nottingham on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.