Copperhouse Financial Ltd.
Chelmsford
Mortgage advice covering self-employed. Copperhouse Financial Ltd. charges a broker fee.
Main contact
About Copperhouse Financial Ltd.
Copperhouse Financial Ltd. is a UK mortgage broker based in Chelmsford. Its website describes mortgage advice for self-employed borrowers. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
Copperhouse Financial Ltd. records one area of mortgage advice on MortgageMatch: self-employed. The firm is listed in Chelmsford.
A single recorded area does not necessarily mean a narrow practice — it may just be what the firm chose to list. Ask what else Copperhouse Financial Ltd. handles.
Self-Employed
Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.
Read the self-employed guideFees: what this means for you
Charges a broker fee
You pay this firm for its advice on top of the lender's product fee, valuation and legal costs. Ask for the amount, the point at which it becomes payable and whether it is refundable if the case falls through — firms must disclose this before you commit.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
Verify before you share anything.
We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask Copperhouse Financial Ltd.
Tailored to this listing.
- 1You list self-employed — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2What is your fee, when is it payable, and do I get it back if the application does not complete?
- 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
- 4Do you see clients at your Chelmsford office, or is this handled by phone and video?
Getting in touch with Copperhouse Financial Ltd.
Copperhouse Financial Ltd. lists a phone number alongside its own website, so you can either call or start with an online enquiry.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
Does Copperhouse Financial Ltd. charge a fee for mortgage advice?
Yes. Copperhouse Financial Ltd. is listed as fee-charging, so you pay the firm for its advice in addition to lender and legal costs. Ask for the exact amount, when it becomes payable and whether you get it back if the application does not complete.
What types of mortgage does Copperhouse Financial Ltd. handle?
Copperhouse Financial Ltd. records self-employed, working from Chelmsford. Ask anyway if your case sits outside that list.
Does Copperhouse Financial Ltd. work with self-employed borrowers?
Yes — self-employed lending is one of the areas Copperhouse Financial Ltd. lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.
Does Copperhouse Financial Ltd. only cover Chelmsford?
Copperhouse Financial Ltd. is listed in Chelmsford, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.