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Castle Rock Financial Planning

Nottingham

Mortgage advice covering self-employed, first-time buyers. Castle Rock Financial Planning has not recorded a fee structure.

About Castle Rock Financial Planning

Castle Rock Financial Planning is a UK mortgage broker based in Nottingham. Its website describes mortgage advice for first-time buyers, self-employed borrowers. Its website publishes FCA regulatory details.

From this firm's public listing.

What this broker covers

From the areas recorded here.

Castle Rock Financial Planning works across self-employed and first-time buyers from Nottingham — a focused listing led by self-employed work.

Self-Employed

Self-employed cases turn on how a lender reads your income. Some average two or three years of accounts, some use your latest year, and sole traders, limited-company directors and day-rate contractors are all assessed differently. A firm that does this regularly knows which lenders sit where.

Read the self-employed guide

First-Time Buyers

First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see.

Read the first-time buyers guide
Residential
Buy-to-Let
Commercial
First-Time Buyers
Bad / Adverse Credit
Self-Employed
Later Life / Equity Release
Help to Buy
Shared Ownership
Fixed Rate
Variable Rate
Interest-Only
Tracker

Fees: what this means for you

Fees not specified

We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask.

Fee-free vs fee-charging brokers, compared →

Checking this firm on the FCA register

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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.

Questions to ask Castle Rock Financial Planning

Tailored to this listing.

  1. 1You list self-employed and first-time buyers — how many cases like mine do you place in a year, and which lenders do you use for them?
  2. 2Do you charge a broker fee? If so, how much, and when is it due?
  3. 3How will lenders read my income — salary plus dividends, net profit, or day rate — and do you work with lenders that use my latest year rather than an average?
  4. 4What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
  5. 5Do you see clients at your Nottingham office, or is this handled by phone and video?

Getting in touch with Castle Rock Financial Planning

Castle Rock Financial Planning lists a phone number, an email address and its own website, so use whichever suits.

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Frequently asked questions

What does Castle Rock Financial Planning charge for mortgage advice?

Not recorded on this listing — ask Castle Rock Financial Planning directly, as it must tell you before you commit.

What types of mortgage does Castle Rock Financial Planning handle?

Castle Rock Financial Planning records self-employed and first-time buyers, working from Nottingham. Ask anyway if your case sits outside that list.

Does Castle Rock Financial Planning work with self-employed borrowers?

Yes — self-employed lending is one of the areas Castle Rock Financial Planning lists. Have your last two to three years of accounts or SA302s and corresponding tax year overviews ready. The figure you can borrow depends heavily on which lender is used, because they treat retained profit, dividends and contract income very differently.

Does Castle Rock Financial Planning only cover Nottingham?

Castle Rock Financial Planning is listed in Nottingham, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Nottingham on MortgageMatch.

MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.