PIM Financial Services
Plymouth
Mortgage advice covering buy-to-let. PIM Financial Services has not recorded a fee structure.
Main contact
About PIM Financial Services
PIM Financial Services is a UK mortgage broker based in Plymouth. Its website describes mortgage advice for buy-to-let. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
PIM Financial Services records one area of mortgage advice on MortgageMatch: buy-to-let. The firm is listed in Plymouth.
A single recorded area does not necessarily mean a narrow practice — it may just be what the firm chose to list. Ask what else PIM Financial Services handles.
Buy-to-Let
Buy-to-let borrowing is capped by a rental stress test rather than by your salary, and the sums differ sharply between personal ownership and a limited company. Portfolio landlords with four or more mortgaged properties face extra underwriting.
Read the buy-to-let guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
Verify before you share anything.
We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask PIM Financial Services
Tailored to this listing.
- 1You list buy-to-let — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How does the rental stress test change what I can borrow, and would buying through a limited company work out better for me after tax?
- 4Do you see clients at your Plymouth office, or is this handled by phone and video?
Getting in touch with PIM Financial Services
PIM Financial Services lists a phone number, an email address and its own website, so use whichever suits.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does PIM Financial Services charge for mortgage advice?
Not recorded on this listing — ask PIM Financial Services directly, as it must tell you before you commit. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
What types of mortgage does PIM Financial Services handle?
PIM Financial Services records buy-to-let, working from Plymouth. Ask anyway if your case sits outside that list.
Does PIM Financial Services arrange buy-to-let mortgages?
Yes — buy-to-let is one of the areas PIM Financial Services lists. How much you can borrow is set mainly by the rent the property will achieve against a lender's stress rate, not by your income. Ask about limited-company lending too, since the tax treatment differs and the rates usually do as well.
Does PIM Financial Services only cover Plymouth?
PIM Financial Services is listed in Plymouth, but UK brokers are not restricted to their own area and most advise nationally by phone or video. You can also compare other mortgage brokers in Plymouth on MortgageMatch.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.