A Niche Mortgages Ltd
High Wycombe
Mortgage advice covering buy-to-let, first-time buyers. A Niche Mortgages Ltd has not recorded a fee structure.
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About A Niche Mortgages Ltd
A Niche Mortgages Ltd is a UK mortgage broker based in High Wycombe. Its website describes mortgage advice for buy-to-let, first-time buyers. Its website publishes FCA regulatory details.
From this firm's public listing.
What this broker covers
From the areas recorded here.
A Niche Mortgages Ltd works across buy-to-let and first-time buyers from High Wycombe — a focused listing led by buy-to-let work.
Buy-to-Let
Buy-to-let borrowing is capped by a rental stress test rather than by your salary, and the sums differ sharply between personal ownership and a limited company. Portfolio landlords with four or more mortgaged properties face extra underwriting. The firm covers first purchases too, so first-time landlords should not be turned away for having no rental history.
Read the buy-to-let guideFirst-Time Buyers
First-time-buyer work means walking someone through it from scratch: what deposit is realistic, what an agreement in principle is worth to an estate agent, which schemes still exist and what lenders will ask to see.
Read the first-time buyers guideFees: what this means for you
Fees not specified
We hold no fee structure for this listing, so we cannot say either way — the tailored questions below cover what to ask. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
Fee-free vs fee-charging brokers, compared →Checking this firm on the FCA register
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We hold no Firm Reference Number for this listing and have not verified the firm. Check the name on the FCA register before taking advice.
Questions to ask A Niche Mortgages Ltd
Tailored to this listing.
- 1You list buy-to-let and first-time buyers — how many cases like mine do you place in a year, and which lenders do you use for them?
- 2Do you charge a broker fee? If so, how much, and when is it due?
- 3How does the rental stress test change what I can borrow, and would buying through a limited company work out better for me after tax?
- 4What deposit do I realistically need for the properties I am looking at, and which schemes am I actually eligible for?
- 5Do you see clients at your High Wycombe office, or is this handled by phone and video?
Getting in touch with A Niche Mortgages Ltd
A Niche Mortgages Ltd lists a phone number alongside its own website, so you can either call or start with an online enquiry.
- First conversations are free and non-committal.What a broker does
- Bring payslips, statements, existing mortgage details.Document checklist
- Compare two or three brokers.How to choose
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Frequently asked questions
What does A Niche Mortgages Ltd charge for mortgage advice?
Not recorded on this listing — ask A Niche Mortgages Ltd directly, as it must tell you before you commit. Buy-to-let and limited-company cases are often charged differently from residential ones — ask which bracket you fall into.
What types of mortgage does A Niche Mortgages Ltd handle?
A Niche Mortgages Ltd records buy-to-let and first-time buyers, working from High Wycombe. Ask anyway if your case sits outside that list.
Does A Niche Mortgages Ltd arrange buy-to-let mortgages?
Yes — buy-to-let is one of the areas A Niche Mortgages Ltd lists. How much you can borrow is set mainly by the rent the property will achieve against a lender's stress rate, not by your income. Ask about limited-company lending too, since the tax treatment differs and the rates usually do as well.
Does A Niche Mortgages Ltd only cover High Wycombe?
A Niche Mortgages Ltd is listed in High Wycombe, but UK brokers are not restricted to their own area and most advise nationally by phone or video.
MortgageMatch is a directory, not a broker. We do not give advice. Your home may be repossessed if you do not keep up repayments.