Iress Xplan Mortgage: what brokers should know

Iress Xplan Mortgage is a mortgage and protection software option from Iress. It is positioned around researching, recommending and applying for mortgages and protection from a digital platform, with support for remote working and CRM options.

For brokers familiar with Trigold or wider Iress software, Xplan Mortgage is often part of the shortlist when reviewing sourcing and advice workflow.

What Xplan Mortgage does

Iress describes Xplan Mortgage as a way to source mortgages and protection, then manage the mortgage process, sales and client relationship from one digital platform. Public FAQs also mention cloud access, suitability letters, team visibility and optional modules such as protection sourcing, Knowledge Bank, Experian and CRM.

That makes Xplan Mortgage relevant for firms that want sourcing, advice records and client relationship management closer together.

Who it may suit

Xplan Mortgage may suit brokers who already use Iress products, firms moving away from Trigold, and advice businesses that want a broader financial services software provider rather than a mortgage-only startup.

It may also suit firms that want optional modules and a more configurable technology ecosystem over time.

What to compare

When reviewing Xplan Mortgage against Acre, Smartr365, Mortgage Brain or Twenty7tec, compare:

• Sourcing depth and adviser familiarity.
• CRM capability versus integrations with an existing CRM.
• Suitability letter support.
• Protection sourcing options.
• Knowledge Bank or criteria support.
• Cloud access and team collaboration.
• Migration path from existing Iress or Trigold setups.

The important question is whether Xplan Mortgage becomes your operating layer or remains mainly a sourcing and recommendation tool connected to other systems.

Demo questions

Ask Iress to show how a new client moves from fact-find to sourcing, recommendation, suitability letter and case tracking. If you plan to keep another CRM, ask exactly how data flows between systems and where the single source of truth will live.

Bottom line

Iress Xplan Mortgage is worth shortlisting for firms that value established financial services technology, sourcing capability and optional CRM integration. Its fit depends on whether your firm wants Xplan Mortgage to run the full journey or connect into an existing broker CRM.